Sailboat on the water, drawn in black lines.

Recreational Vehicle Insurance in Minnesota – Coverage for Every Adventure

Minnesota is made for adventure — from boating on summer lakes to snowmobiling across snowy trails. At Carver Insurance Group, we help families and outdoor enthusiasts in Carver, Chaska, Shakopee, Chanhassen, and throughout Minnesota protect their recreational vehicles with reliable coverage. Whether you’re riding, driving, or cruising, we’ll make sure the fun stays worry-free.

What Our Recreational Vehicle Insurance Covers

Motorcycle Insurance

Liability, collision, and comprehensive protection for your bike, plus optional coverage for gear and accessories.

ATV & Snowmobile Insurance

Coverage for off-road vehicles against accidents, damage, theft, or injuries.

Boat Insurance

Protection for your watercraft, passengers, and liability while enjoying Minnesota lakes.

Motorhome / RV Insurance

A blend of auto and homeowners-style protection for your RV, camper, or motorhome — covering both travel and campsite risks.

Why Recreational Vehicle Insurance Matters in Minnesota

Car accidents can bring major financial burdens, from medical bills and car repairs to potential lawsuits if you’re at fault. Having the right Minnesota auto insurance ensures you won’t face those challenges alone.



At Carver Insurance Group, we go beyond the bare minimum. Our local insurance agents in Carver take the time to walk you through your options, explain what matters most, and help you select coverage that makes sense for your life. Whether you’re insuring your first car in Carver, adding a teen driver in Chaska, or upgrading to more complete protection in Shakopee or Chanhassen, our local team will guide you every step of the way.

Protect Your Adventure Vehicles Today

From motorcycles and ATVs to boats and RVs, your “toys” deserve the same level of protection as your home and car. At Carver Insurance Group, we make it simple to get the right coverage at the right price — so you can focus on making memories, not worrying about risks.

Motorcycle rider on a winding road through a forest; seen from the rider's perspective.