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Commercial Auto Insurance in Minnesota – Protection for Your Business Vehicles

If your business relies on vehicles, accidents and unexpected breakdowns can create serious financial risks. Commercial auto insurance protects your company’s cars, trucks, or fleets against accidents, damage, and liability. At Carver Insurance Group, we provide commercial auto insurance in Carver, Chaska, Shakopee, Chanhassen, and across Minnesota, ensuring your vehicles, drivers, and business are always protected.

What Commercial Auto Insurance Covers

Liability Coverage

Pays for bodily injury and property damage your driver causes in an accident. This is required under Minnesota law for business vehicles.

Collision Coverage

Covers repairs or replacement if your company vehicle is damaged in a crash. This ensures your Minnesota business can stay on the road.

Comprehensive Coverage

Protects against theft, vandalism, fire, storms, or animal collisions. This coverage keeps Carver businesses secure against unexpected losses.

Uninsured / Underinsured Motorist Coverage

Protects your business if a company vehicle is hit by a driver with little or no insurance. Essential for Minnesota roads.

Medical Payments Coverage

Helps cover medical expenses for your drivers and passengers after an accident, regardless of fault.

Why Commercial Auto Insurance Matters in Minnesota

From local deliveries to employee travel, your business vehicles are vital to operations. Without the right insurance, an accident could leave your company facing medical bills, repair costs, or lawsuits. Minnesota law requires liability coverage for commercial vehicles, but smart businesses add collision and comprehensive protection for better security.



Whether you own a single truck in Carver or manage a fleet across Shakopee and Chanhassen, commercial auto insurance ensures your vehicles and your business stay on the road safely and legally.

Keep Your Business Moving Forward

At Carver Insurance Group, we make it easy to protect your commercial vehicles. As an independent agency, we work with multiple carriers to find coverage that fits your operations, drivers, and budget. With us, you’ll always get local service and clear advice from a team that understands Minnesota businesses.

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