Commercial Umbrella Insurance in Minnesota Extra Protection for Your Business
Sometimes your standard business insurance isn’t enough. Major lawsuits, accidents, or liability claims can exceed the limits of your existing coverage. Commercial umbrella insurance provides an added layer of financial protection for Minnesota businesses, ensuring you’re covered when costs go beyond your primary policies. At Carver Insurance Group, we help businesses in Carver, Chaska, Shakopee, Chanhassen, and across Minnesota secure umbrella coverage that keeps them safe from unexpected risks.
What Commercial Umbrella Insurance Covers
Extended Liability Protection
Covers costs that exceed the limits of your general liability, commercial auto, or employer’s liability policies.
Catastrophic Claims
Helps with large settlements or judgments that could otherwise put your Minnesota business at financial risk.
Legal Defense Costs
Provides additional coverage for attorney fees, court costs, and other expenses when a major claim is filed against your company.
Third-Party Bodily Injury & Property Damage
Protects your business if someone is seriously injured or significant property damage occurs and your primary policy isn’t enough.
Peace of Mind for Business Owners
Acts as a financial safety net, ensuring your company can survive even the most unexpected and costly events.
Why Commercial Umbrella Insurance Matters in Minnesota
Even with strong general liability or commercial auto coverage, large claims can quickly surpass policy limits. A single lawsuit could result in millions of dollars in damages — more than most businesses can afford. Without umbrella coverage, your company’s assets, future earnings, and reputation could all be at risk.
Commercial umbrella insurance ensures Minnesota businesses have the extra protection they need. Whether you manage a construction company in Carver, a retail store in Chaska, or a manufacturing business in Shakopee, umbrella coverage provides critical security beyond your standard policies.
Protect Your Business With Extra Coverage
At Carver Insurance Group, we make it simple to safeguard your Minnesota business from catastrophic losses. As an independent agency, we shop top-rated carriers to find affordable umbrella policies that fit your business size and industry. You’ll get expert guidance, local support, and coverage that gives you confidence no matter what comes your way.
