RV icon. A recreational vehicle with a boxy body, two wheels, and a curved front.

Motorhome Insurance in Minnesota – Protecting Your Home on Wheels

Your motorhome is more than a vehicle — it’s your family’s home on the road. Whether you’re exploring national parks, camping across Minnesota, or enjoying a weekend getaway in Carver or Chaska, the right motorhome insurance ensures every adventure is protected. At Carver Insurance Group, we provide motorhome insurance in Minnesota that covers you wherever the road takes you.

What Motorhome Insurance Covers

Comprehensive Protection

Covers theft, fire, weather damage, or vandalism to your motorhome.

Collision Coverage

Pays for repairs or replacement if your motorhome is damaged in a crash.

Vacation Liability

Protection while parked at campgrounds or RV sites across Minnesota and the U.S.

Personal Belongings Coverage

Insures the items you keep inside your motorhome.

Total Loss Replacement

Provides coverage to replace your motorhome if it’s declared a total loss.

Why Motorhome Insurance Matters in Minnesota

A motorhome is a major investment — often costing as much as a new home or vehicle. Standard auto policies may provide some protection while driving but often fall short when your RV is parked, used as a residence, or damaged at a campground.


Motorhome insurance ensures you’re covered not only on the road but also while camping, storing, or living in your RV. From unexpected accidents to protecting your personal belongings inside, the right coverage gives Minnesota families peace of mind wherever their travels take them.

Protect Your Motorhome and Your Memories

At Carver Insurance Group, we understand that your motorhome represents freedom, adventure, and family memories. That’s why we work with multiple top-rated carriers to provide customized motorhome insurance in Carver, MN, and across Minnesota. Whether you own a motor coach, fifth wheel, or camper, we’ll help you secure the coverage that keeps your journeys safe.

Family sitting outside an RV, one playing guitar, others listening and eating snacks. Picnic blanket.