Black and white illustration of a motorcycle.

Motorcycle Insurance in Minnesota – Ride Protected

The open road is calling — but riding a motorcycle comes with unique risks. From accidents to theft, the right coverage ensures you, your bike, and your passengers are protected. At Carver Insurance Group, we provide motorcycle insurance in Carver, Chaska, Shakopee, Chanhassen, and across Minnesota, tailored to your riding lifestyle.

What Motorcycle Insurance Covers

Liability Coverage

Required by Minnesota law, this protects you financially if you cause injury or property damage in an accident.

Collision Coverage

Pays to repair or replace your motorcycle if it’s damaged in a crash, regardless of fault.

Comprehensive Coverage

Covers losses from theft, fire, vandalism, or weather damage — plus falling objects and animal collisions.

Medical Payments Coverage

Helps with hospital bills and treatment costs for you or your passengers after an accident.

Uninsured/Underinsured Motorist Coverage

Protects you if another driver causes a crash but doesn’t have enough insurance to cover your damages.

Why Motorcycle Insurance Matters in Minnesota

Motorcycles leave riders more exposed to accidents and injuries compared to cars. Even minor crashes can result in major medical bills or costly bike repairs. Minnesota’s busy roads and unpredictable weather add to the risks. Without the right insurance, you could be left paying out of pocket for injuries, damage, or liability claims.



Motorcycle insurance gives Minnesota riders confidence that they’re covered, whether cruising through Carver, commuting in Chaska, or exploring scenic backroads near Shakopee.

Ride With Confidence Today

At Carver Insurance Group, we’re here to protect Minnesota riders with affordable, flexible motorcycle insurance. As an independent agency, we compare top-rated carriers to find policies that match your bike, budget, and lifestyle — so you can ride worry-free.

Dirt biker on a blue motorcycle racing around a dirt track, kicking up dust in the sunshine.