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Employment Practices Liability Insurance in Minnesota – Protecting Your Business and Employees

As a business owner, managing employees comes with responsibilities — and risks. Even when you do everything right, claims of discrimination, wrongful termination, or harassment can put your business in jeopardy. Employment Practices Liability Insurance (EPLI) provides financial protection for businesses in Carver, Chaska, Shakopee, Chanhassen, and across Minnesota facing employee-related lawsuits.

What Employment Practices Liability Insurance Covers

Wrongful Termination

Protection if an employee claims they were unfairly let go.

Discrimination Claims

Covers allegations based on age, race, gender, religion, or disability.

Sexual Harassment

Provides defense and settlement coverage for harassment-related lawsuits.

Retaliation Claims

Protects your business if an employee alleges they were punished for whistleblowing or exercising legal rights.

Defense Costs

Covers attorney fees, court costs, and settlements tied to employment-related disputes.

Why Employment Practices Liability Insurance Matters in Minnesota

Employee lawsuits are one of the most common risks Minnesota businesses face today. Even small businesses with just a few employees can be vulnerable — and defending against a claim can be expensive, even if you did nothing wrong. Without EPLI, the financial strain of legal costs and settlements can put your business at risk.



Whether you operate a small business in Carver or a growing company in Chanhassen, EPLI ensures you have the protection you need to navigate employee disputes with confidence.

Protect Your Business and Your Team

At Carver Insurance Group, we help Minnesota businesses prepare for the unexpected with affordable, reliable EPLI coverage. As an independent agency, we shop multiple carriers to find the best fit for your company’s size, industry, and budget. You’ll get clear advice and local support from a team that understands the challenges businesses face.

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