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Carver Insurance Group

113 Third St E., Carver, MN 55315
Phone : 952-448-4580
Fax : 952-448-7825
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Life Insurance

In the event that anything happens to you, it's nice to have peace of mind knowing your family is taken care of. This peace of mind is exactly what you get with a reliable Minnesota life insurance policy from Carver Insurance Group. Read on to learn more about why life insurance is so important.

What Is Life Insurance?

Life insurance is a type of insurance policy that pays out to members of your family when you die. It's not a requirement in any case, but it's a good thing to have if you want to protect your family after you're gone. All you must do is purchase a policy, name a beneficiary, and pay your monthly premium. When you pass, your beneficiary will receive the money from your policy, and the premium won't need to be paid anymore.

How Does It Work?

In its simplest terms, life insurance works by paying a set amount to your beneficiary when you die. You choose this amount when you decide which policy you want, and it ultimately goes a long way toward determining how much your monthly premium is.However, there's more to a Carver Insurance Group life insurance policy than that.

There are numerous types of life insurance policies that offer varying benefits and terms. The most common type of life insurance policies is term life and whole life insurance policies. With term insurance, you purchase coverage for a set amount of time, at which point it expires, and you must purchase coverage again. Term life insurance is generally a bit cheaper than whole life insurance. Whole life insurance covers you from now until the day you die, but it typically costs a bit more for that luxury.

If you need help finding out what type of Minnesota life insurance policy is best for your needs, contact an agent at Carver Insurance Group to learn more.

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