House with key and shield icon. Security, protection, and home icon.

Renters Insurance in Minnesota – Protect Your Belongings & Peace of Mind

Renting a home or apartment doesn’t mean your belongings are protected. Your landlord’s insurance typically only covers the building itself — not your personal property or liability. That’s where Minnesota renters insurance comes in. At Carver Insurance Group, we help renters in Carver, Chaska, Shakopee, Chanhassen, and across Minnesota secure affordable coverage that keeps them protected from life’s unexpected events.

What Our Renters Insurance Covers

Personal Property Coverage

Protects your belongings (furniture, electronics, clothing, etc.) against theft, fire, or vandalism.

Liability Protection

Covers you if someone is injured in your rental or if you accidentally damage someone else’s property.

Loss of Use / Temporary Living Expenses

Pays for housing and living costs if your rental becomes uninhabitable after a covered event.

Optional Add-Ons

Extra coverage available for valuables like jewelry, electronics, or collectibles.

Why Renters Insurance Matters in Minnesota

Even if your landlord requires it, renters insurance is about more than compliance. Without it, you could face major costs if your belongings are stolen, destroyed in a fire, or damaged in a storm. Renters insurance also protects you against liability claims — for example, if a guest slips and falls in your apartment or if you accidentally damage a neighbor’s property.


For many renters, this coverage provides peace of mind at an affordable price. It’s a small investment that makes a big difference when the unexpected happens.

Bundle Renters & Auto Insurance for More Value

Did you know that many Minnesota insurance carriers offer discounts when you bundle your renters and auto insurance policies? At Carver Insurance Group, we help clients in Carver, Chaska, Shakopee, and Chanhassen save money by combining policies. Bundling makes coverage more affordable, simplifies billing, and ensures your protection works together seamlessly.

Ask About Bundling Renters & Auto Insurance

Protect What Makes Your Rental Home Yours

Your rental is more than a place to live — it’s where your life happens. Make sure it’s protected. At Carver Insurance Group, we work with multiple carriers to compare renters insurance in Minnesota and find the right fit for your budget and lifestyle.

Two men at a desk, smiling, in a meeting. One in a suit, the other in a button-up shirt.