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Minnesota Home Insurance That Protects Your Biggest Investment

Your home is likely the most valuable asset you’ll ever own — and for many families, it’s also the most important. Having the right Minnesota home insurance ensures you’re not left vulnerable when life happens. At Carver Insurance Group, we help homeowners in Carver, Chaska, Shakopee, Chanhassen, and across Minnesota find tailored home insurance that protects their property, belongings, and peace of mind.

What Our Home Insurance Covers

Our home insurance in Carver, MN is designed to cover more than just your house. We build policies that protect your entire lifestyle:

Dwelling Coverage

Protects the structure of your home from fire, storms, hail, and other covered events.

Motorcycle Injuries

Covers belongings like furniture, clothing, and electronics. Choose from actual cash value (what items are worth today) or replacement cost (the cost to replace them new).

Liability Protection

Provides financial protection if someone is injured on your property or if you’re legally responsible for damages.

Other Structures

Coverage for sheds, detached garages, pools, fences, and other outbuildings.

Loss of Use

Helps pay living expenses if you’re forced out of your home after a covered event.

Why Home Insurance Matters in Minnesota

Living in Minnesota means facing unique risks — from severe winter storms and ice damage to spring flooding. Without the right coverage, a single event could create devastating financial loss. That’s why reviewing your policy annually is essential.


Our local Carver insurance agents make sure your policy evolves with your needs. Whether you’re a first-time homeowner in Chaska, upgrading your coverage in Shakopee, or protecting a family home in Chanhassen, we’ll help you understand options like:


  • Replacement vs. cash value coverage
  • Expanded liability protection
  • Add-ons for special property features like pools, sheds, or finished basements


With Carver Insurance Group, you’ll always know exactly what’s covered — and what isn’t.

Bundle Home & Auto Insurance for More Value

One of the best ways to save while staying protected is to bundle your home and auto insurance. Families across Carver, Chaska, Shakopee, and Chanhassen enjoy:


  • Discounts for combining policies with the same carrier
  • Simplified management of policies, bills, and renewals
  • Stronger protection with coordinated coverages
Ask About Bundling Home and Auto Insurance

Protect Your Home Today

Insurance isn’t just a requirement — it’s protection for your family’s future. At Carver Insurance Group, you’ll always find:


  • Local expertise from an independent agency in Carver, MN
  • Multiple carrier options to compare rates and coverages
  • Real people, real service with no phone trees or call centers


Don’t wait until you’re facing a loss to discover gaps in your coverage. Protect your home and everything in it with a policy built around your life.

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